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Chain of Title

Chain of Title

 A history of conveyances and encumbrances affecting the title from the time the original patent was granted, or as far back as records are available, used to determine how title came to be vested in current owner.


Refers to the history of ownership of a piece of property. In other words, it is a list of all the previous owners of the property, along with any legal documents that prove their ownership. This information is important because it helps establish a clear and unbroken record of ownership. The chain of title can be traced back to the original owner of the property, which could be hundreds of years ago. It is critical for property buyers to examine the chain of title before they purchase a property to ensure that there are no disputes or legal issues that could impact their ownership rights. For example, if there is a gap in the chain of title or an incorrect document, a buyer may not actually have legal ownership of the property. Therefore, conducting a thorough title search is essential to avoid any potential legal issues in the future.

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